A+
16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
54%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Richland Georgia National
Cost of living8496100
Groceries10199100
Health care9899100
Housing4688100
Transportation10399100
Utilities98102100
Lifestyle & Entertainment104100100
Household Items101100100
Education & Childcare9999100
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Cost Of Living Quick Facts

  • The cost of living in Richland is 12% lower than the Georgia average
  • The cost of living in Richland is 16% lower than the national average
  • Richland housing is 54% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Richland

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Compare Richland, GA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$49,134$4,095$1,146$1,474
      Renters$44,928$3,744$1,048$1,348

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lumpkin, GA9787920.5%
      Parrott, GA1348020.3%
      Webster County, GA2,6608019.6%
      Cusseta-Chattahoochee County, GA10,750919.3%
      Richland, GA1,5858415.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Sackets Harbor, NY1,58511616.0%
      Edgeworth, PA1,58515454.2%
      Ferndale, PA1,5858415.6%
      Decatur, AR1,5848217.7%
      Bogart, GA1,5841011.2%
      Richland, GA1,5858415.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.