Cost Of Living in Reserve, NM

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11%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

33%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Reserve	New Mexico	National
Cost of living	89	94	100
Groceries	99	98	100
Health care	97	98	100
Housing	67	85	100
Transportation	100	98	100
Utilities	95	97	100
Lifestyle & Entertainment	93	96	100
Household Items	98	98	100
Education & Childcare	99	96	100

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Homes For Sale In Reserve, NM

70 Bear TRL

Datil, NM

14 Jimmy Ave

Reserve, NM

22 Forest St

Reserve, NM

5 Western Ave

Reserve, NM

Cost Of Living Quick Facts

The cost of living in Reserve is 6% lower than the New Mexico average
The cost of living in Reserve is 11% lower than the national average
Reserve housing is 33% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,722	$3,394	$950	$1,222
Renters	$41,672	$3,473	$972	$1,250

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rancho Grande, NM	0	103	2.6%
Apache Creek, NM	80	98	2.3%
Rivers, NM	63	98	2.1%
Lower Frisco, NM	0	98	2.1%
Cruzville, NM	229	98	2.3%
Reserve, NM	505	89	11.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Arkansas City, AR	505	81	19.4%
Smartsville, CA	505	136	36.0%
Ideal, GA	505	82	18.2%
Lyerly, GA	505	82	18.1%
Rolling Fields, KY	505	179	78.8%
Reserve, NM	505	89	11.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Reserve, NM

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Reserve

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Median Income & Debt-To-Income Ratio

New Mexico Sales Tax

New Mexico Income Tax

Nearby cities with low cost of living

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