Cost Of Living in Reserve, LA

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14%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

28%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Reserve	Louisiana	National
Cost of living	86	91	100
Goods & Services	91	96	100
Groceries	91	95	100
Health care	103	99	100
Housing	72	81	100
Transportation	97	96	100
Utilities	90	84	100

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Cost Of Living Quick Facts

The cost of living in Reserve is 5% lower than the Louisiana average
The cost of living in Reserve is 14% lower than the national average
Reserve housing is 28% lower than the national average
Louisiana general sales tax is 13% lower than the national average
Louisiana state income tax is 29% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$46,893	$3,908	$1,094	$1,407
Renters	$31,563	$2,630	$736	$947

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Reserve, LA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Reserve homeowners, is $46,893. This would allow for a maximum of $1,094 per month to be spent on housing costs. For renters, the median monthly income is $31,563 which would result in a maximum of $736 to be spent on rental costs.

Louisiana Sales Tax

State	General Sales Tax	With Max Surtax
Louisiana	4.45%	11.45%

Louisiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Louisiana	1.85%	4.25%

Goods & Services

Item	Reserve	National avg.	Difference
Haircut	$27.33	$24.26	12.7%
Beauty Salon	$44.46	$45.56	2.4%
Toothpaste	$3.53	$3.70	4.7%
Shampoo	$1.22	$1.28	4.5%
Movie	$9.94	$12.13	18.1%
Bowling	$20.07	$18.00	11.5%

Groceries

Item	Reserve	National avg.	Difference
Ground Beef	$5.12	$5.84	12.4%
Fried Chicken	$1.44	$1.57	8.2%
Milk	$4.59	$4.67	1.8%
Potatoes	$5.09	$4.93	3.1%
Pizza	$10.74	$12.09	11.2%
Beer	$9.94	$10.41	4.6%

Health Care

Item	Reserve	National avg.	Difference
Optometrist	$105.23	$125.68	16.3%
Doctor	$98.53	$135.78	27.4%
Dentist	$91.40	$113.29	19.3%
Ibuprofen	$10.27	$10.65	3.6%
Lipitor	$500.22	$468.60	6.7%

Housing

Item	Reserve	National avg.	Difference
Home Price	$122,800.00	$184,700.00	33.5%
Avg. Mortgage Payment	$1,451.87	$2,346.69	38.1%
Apartment Rent	$818.00	$949.00	13.8%

Transportation

Item	Reserve	National avg.	Difference
Gasoline	$3.17	$3.46	8.5%
Tire Balancing	$60.37	$59.92	0.8%

Utilities

Item	Reserve	National avg.	Difference
All Electricity	$163.08	$193.99	15.9%
Phone	$187.44	$192.25	2.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Taft, LA	15	97	3.1%
Kraemer, LA	1,041	83	16.9%
Lutcher, LA	3,229	86	13.9%
New Sarpy, LA	1,265	90	10.4%
Killona, LA	616	87	12.7%
Reserve, LA	8,506	86	13.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
West Haven-Sylvan, OR	8,505	155	54.9%
Indian Harbour Beach, FL	8,509	114	14.2%
Boonton, NJ	8,510	129	29.0%
Live Oak city, CA	8,501	106	6.5%
Alamo Heights, TX	8,501	150	50.3%
Reserve, LA	8,506	86	13.7%