Cost Of Living in Rayne, LA

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12%

Overall NAT. AVG.

2%

Goods & Services NAT. AVG.

30%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Rayne	Louisiana	National
Cost of living	88	91	100
Goods & Services	98	96	100
Groceries	95	95	100
Health care	85	99	100
Housing	70	81	100
Transportation	94	96	100
Utilities	89	84	100

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Cost Of Living Quick Facts

The cost of living in Rayne is 3% lower than the Louisiana average
The cost of living in Rayne is 12% lower than the national average
Rayne housing is 30% lower than the national average
Louisiana general sales tax is 13% lower than the national average
Louisiana state income tax is 29% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$42,368	$3,531	$989	$1,271
Renters	$22,426	$1,869	$523	$673

The affordability of the housing market in Rayne, LA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Rayne homeowners, the median income is $42,368. This indicates that a monthly maximum of $989 should be spent by homeowners on all housing related costs. Renters have a median income of $22,426. This indicates that renters would have a maximum of $523 for their rent related monthly costs.

Louisiana Sales Tax

State	General Sales Tax	With Max Surtax
Louisiana	4.45%	11.45%

Louisiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Louisiana	1.85%	4.25%

Goods & Services

Item	Rayne	National avg.	Difference
Haircut	$26.20	$24.26	8.0%
Beauty Salon	$42.83	$45.56	6.0%
Toothpaste	$3.56	$3.70	3.8%
Shampoo	$1.09	$1.28	15.1%
Movie	$10.94	$12.13	9.8%
Bowling	$17.53	$18.00	2.6%

Groceries

Item	Rayne	National avg.	Difference
Ground Beef	$5.19	$5.84	11.2%
Fried Chicken	$1.42	$1.57	9.9%
Milk	$4.51	$4.67	3.4%
Potatoes	$5.01	$4.93	1.5%
Pizza	$11.51	$12.09	4.8%
Beer	$9.91	$10.41	4.8%

Health Care

Item	Rayne	National avg.	Difference
Optometrist	$146.24	$125.68	16.4%
Doctor	$113.67	$135.78	16.3%
Dentist	$119.98	$113.29	5.9%
Ibuprofen	$10.04	$10.65	5.7%
Lipitor	$515.16	$468.60	9.9%

Housing

Item	Rayne	National avg.	Difference
Home Price	$129,300.00	$184,700.00	30.0%
Avg. Mortgage Payment	$1,473.88	$2,346.69	37.2%
Apartment Rent	$664.00	$949.00	30.0%

Transportation

Item	Rayne	National avg.	Difference
Gasoline	$3.31	$3.46	4.5%
Tire Balancing	$81.71	$59.92	36.4%

Utilities

Item	Rayne	National avg.	Difference
All Electricity	$106.81	$193.99	44.9%
Phone	$186.90	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Branch, LA	355	72	28.1%
Morse, LA	1,239	79	21.1%
Cankton, LA	896	81	19.0%
Estherwood, LA	676	82	18.5%
Church Point, LA	4,429	83	17.3%
Rayne, LA	8,062	88	12.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Crestwood Village, NJ	8,063	89	11.0%
Sutherlin, OR	8,060	100	0.2%
Crete, IL	8,058	100	0.3%
London, KY	8,058	91	9.4%
Bayham, ON	8,067	n/a
Rayne, LA	8,062	88	12.5%