Cost Of Living in Ray City, GA

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A+

11%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

33%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ray City	Georgia	National
Cost of living	89	96	100
Groceries	102	99	100
Health care	99	99	100
Housing	67	88	100
Transportation	96	99	100
Utilities	104	102	100
Lifestyle & Entertainment	99	100	100
Household Items	99	100	100
Education & Childcare	95	99	100

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Homes For Sale In Ray City, GA

12 Fletcher Dr

Ray City, GA

6155 Peters Rd

Ray City, GA

265 Harlee Ln

Ray City, GA

440 Royals Rd

Lakeland, GA

Cost Of Living Quick Facts

The cost of living in Ray City is 7% lower than the Georgia average
The cost of living in Ray City is 11% lower than the national average
Ray City housing is 33% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$98,482	$8,207	$2,298	$2,955
Renters	$45,584	$3,799	$1,064	$1,368

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Sparks, GA	2,423	84	16.1%
Nashville, GA	4,917	84	15.9%
Cecil, GA	296	85	14.8%
Lakeland, GA	3,412	88	12.4%
Adel, GA	5,459	88	12.3%
Ray City, GA	1,117	89	10.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Berry, AL	1,117	82	18.3%
Rochelle, GA	1,117	84	16.0%
Wallace, ID	1,117	87	12.6%
Brooklyn, MI	1,117	89	10.6%
Lincoln, NH	1,117	109	9.1%
Ray City, GA	1,117	89	10.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Ray City, GA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Georgia Sales Tax

Georgia Income Tax

Nearby cities with low cost of living

Cities with similar population