Cost of Living in Rancho Calaveras, CA

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F
33%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
76%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rancho Calaveras California National
Cost of living133141100
Groceries110111100
Health care114116100
Housing176197100
Transportation114118100
Utilities119119100
Lifestyle & Entertainment117120100
Household Items109111100
Education & Childcare128127100
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Homes For Sale In Rancho Calaveras, CA

property for sale

4294 Dunn Rd

Valley Springs, CA
property for sale

6731 McCauley Rd

Valley Springs, CA
property for sale

5757 Thornicroft Dr

Valley Springs, CA
property for sale

7944 Kirby St

Valley Springs, CA

Cost Of Living Quick Facts

  • The cost of living in Rancho Calaveras is 5% lower than the California average
  • The cost of living in Rancho Calaveras is 33% higher than the national average
  • Rancho Calaveras housing is 76% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Rancho Calaveras

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,953$7,246$2,029$2,609
      Renters$155,718$12,977$3,633$4,672
      The affordability of the housing market in Rancho Calaveras, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Rancho Calaveras homeowners, the median income is $86,953. This indicates that a monthly maximum of $2,029 should be spent by homeowners on all housing related costs. Renters have a median income of $155,718. This indicates that renters would have a maximum of $3,633 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Farmington, CA17511717.2%
      Buena Vista, CA58811111.4%
      Camanche North Shore, CA1,22812424.1%
      San Andreas, CA3,85012524.9%
      Mokelumne Hill, CA49613232.0%
      Rancho Calaveras, CA6,43613333.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gulf Park Estates, MS6,435972.7%
      Solvay, NY6,437982.1%
      Oliver Paipoonge, ON6,433n/a 
      Prosser, WA6,4391055.2%
      Woodland, WA6,43911717.2%
      Rancho Calaveras, CA6,43613333.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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