Cost of Living in Ralston, NE

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A+
5%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ralston Nebraska National
Cost of living9591100
Groceries9997100
Health care10098100
Housing8776100
Transportation10299100
Utilities9596100
Lifestyle & Entertainment9597100
Household Items9998100
Education & Childcare10196100
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Homes For Sale In Ralston, NE

property for sale

7534 Oakwood St

Omaha, NE
property for sale

6723 Woodbine Cir

Omaha, NE
property for sale

7547 Washington St

Omaha, NE
property for sale

8325 State St

Omaha, NE
See the Newest Homes For Sale In Ralston, NE

Cost Of Living Quick Facts

  • The cost of living in Ralston is 5% higher than the Nebraska average
  • The cost of living in Ralston is 5% lower than the national average
  • Ralston housing is 13% lower than the national average
  • Nebraska general sales tax is 8% higher than the national average
  • Nebraska state income tax is 5% lower than the national average

Most Affordable Places to Live in and Around Ralston

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,050$8,504$2,381$3,062
      Renters$65,729$5,477$1,534$1,972
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Ralston, NE, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Ralston, homeowners have a median income of $102,050. Using that number, a maximum of $2,381 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $65,729, which means there is a maximum of $1,534 to be spent on the costs of renting a home or apartment.

      Nebraska Sales Tax

      State General Sales Tax With Max Surtax
      Nebraska 5.5% 7.5%

      Nebraska Income Tax

      State Income Tax (Low) Income Tax (High)
      Nebraska 2.46% 6.64%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      King Lake, NE40991.2%
      La Platte, NE139982.3%
      Boys Town, NE873991.2%
      Richfield, NE14982.3%
      South Bend, NE1128812.3%
      Ralston, NE7,481954.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Winters, CA7,47914747.2%
      Whitemarsh Island, GA7,48311414.0%
      Sky Lake, FL7,4781044.3%
      Northport, NY7,47816565.1%
      Wauseon, OH7,4858911.1%
      Ralston, NE7,481954.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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