Cost of Living in Rainsville, AL

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A+
9%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Rainsville Alabama National
Cost of living9189100
Goods & Services10195100
Groceries10198100
Health care9291100
Housing7474100
Transportation9690100
Utilities9198100
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Homes For Sale In Rainsville, AL

property for sale

145 Rabbit Run Rd

Rainsville, AL
property for sale

1622 Chavies Rd

Fort Payne, AL
property for sale

170 Deer St

Rainsville, AL
property for sale

93 Hodges St

Rainsville, AL
See the Newest Homes For Sale In Rainsville, AL

Cost Of Living Quick Facts

  • The cost of living in Rainsville is 3% higher than the Alabama average
  • The cost of living in Rainsville is 9% lower than the national average
  • Rainsville housing is 26% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Rainsville

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Compare Rainsville, AL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,018$8,002$2,240$2,881
      Renters$18,106$1,509$422$543
      The affordability of the housing market in Rainsville, AL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Rainsville homeowners, the median income is $96,018. This indicates that a monthly maximum of $2,240 should be spent by homeowners on all housing related costs. Renters have a median income of $18,106. This indicates that renters would have a maximum of $422 for their rent related monthly costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Goods & Services

      Item Rainsville National avg. Difference
      Haircut $28.33$27.622.6%
      Beauty Salon $61.11$51.1119.6%
      Toothpaste $4.02$4.091.8%
      Shampoo $1.53$1.540.8%
      Movie $12.36$12.884.0%
      Yoga $22.50$19.6614.4%

      Groceries

      Item Rainsville National avg. Difference
      Ground Beef $7.77$7.700.8%
      Fried Chicken $1.49$1.6610.4%
      Milk $4.65$4.731.8%
      Potatoes $5.70$5.268.4%
      Pizza $13.82$12.768.3%
      Beer $10.28$10.552.6%

      Health Care

      Item Rainsville National avg. Difference
      Optometrist $105.31$140.0624.8%
      Doctor $136.11$153.8211.5%
      Dentist $108.08$123.1512.2%
      Ibuprofen $11.53$11.731.7%
      Lipitor $23.62$23.610.0%

      Housing

      Item Rainsville National avg. Difference
      Home Price $267,773.00$326,622.0018.0%
      Avg. Mortgage Payment $1,856.62$2,480.2525.1%
      Apartment Rent $816.00$1,444.0043.5%

      Transportation

      Item Rainsville National avg. Difference
      Gasoline $2.79$3.068.6%
      Tire Balancing $70.72$65.218.5%

      Utilities

      Item Rainsville National avg. Difference
      All Electricity $193.07$220.1212.3%
      Phone $188.87$195.713.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Valley Head, AL9287723.1%
      Dutton, AL5268118.6%
      Lookout Mountain, AL1,5698218.3%
      Shiloh, AL3808317.4%
      Sylvania, AL2,4408020.3%
      Rainsville, AL5,165919.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Polson, MT5,1651010.8%
      East Quogue, NY5,16516766.6%
      Swoyersville, PA5,1659010.2%
      Pinehurst, TX5,165936.8%
      Saint-Cyrille-de-Wendover, QC5,164n/a 
      Rainsville, AL5,165919.0%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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