Cost of Living in Polson, MT

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1%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
0%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Polson Montana National
Cost of living101102100
Groceries105103100
Health care103102100
Housing100101100
Transportation98100100
Utilities102104100
Lifestyle & Entertainment103100100
Household Items99100100
Education & Childcare101102100
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Homes For Sale In Polson, MT

property for sale

33065 E Bay Ln

Polson, MT
property for sale

5 Irvine Flats Rd

Polson, MT
property for sale

107 3rd Ave E

Polson, MT
property for sale

40189 Majestic Ct

Polson, MT
See the Newest Homes For Sale In Polson, MT

Cost Of Living Quick Facts

  • The cost of living in Polson is 1% lower than the Montana average
  • The cost of living in Polson is 1% higher than the national average
  • Polson housing is equal to the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Polson

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Compare Polson, MT Cost of Living

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      The best places in Montana

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,932$5,994$1,678$2,158
      Renters$53,928$4,494$1,258$1,618
      A good indicator of the general affordability of housing in Polson, MT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Polson, the median monthly income is $71,932 for those who own their own homes. Under the standard rule, that income level would allow for $1,678 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,928, per the median income in the area. That would allow for renters to spend up to $1,258 on monthly rental expenses.

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Turtle Lake, MT1271021.5%
      Big Arm, MT911021.5%
      Elmo, MT2611021.5%
      Bear Dance, MT2331021.5%
      Pablo, MT2,1129010.3%
      Polson, MT5,1651011.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rainsville, AL5,1658911.4%
      East Quogue, NY5,16516665.7%
      Swoyersville, PA5,165909.7%
      Pinehurst, TX5,165955.1%
      Saint-Cyrille-de-Wendover, QC5,164n/a 
      Polson, MT5,1651011.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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