Cost of Living in Portland, IN

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19%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Portland Indiana National
Cost of living8189100
Groceries9697100
Health care9797100
Housing5172100
Transportation9496100
Utilities9396100
Lifestyle & Entertainment9295100
Household Items9898100
Education & Childcare9194100
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Homes For Sale In Portland, IN

property for sale

1383 N US Highway 27

Portland, IN
property for sale

92 W Golf Brook Dr

Portland, IN
property for sale

417 N Ship St

Portland, IN
property for sale

441 E 7th St

Portland, IN
See the Newest Homes For Sale In Portland, IN

Cost Of Living Quick Facts

  • The cost of living in Portland is 9% lower than the Indiana average
  • The cost of living in Portland is 19% lower than the national average
  • Portland housing is 49% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Portland

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Compare Portland, IN Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$60,152$5,013$1,403$1,805
      Renters$53,486$4,457$1,248$1,605
      A good indicator of the general affordability of housing in Portland, IN, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Portland, the median monthly income is $60,152 for those who own their own homes. Under the standard rule, that income level would allow for $1,403 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,486, per the median income in the area. That would allow for renters to spend up to $1,248 on monthly rental expenses.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bryant, IN2187327.0%
      Ridgeville, IN5677722.8%
      Saratoga, IN2597822.4%
      Redkey, IN1,5467921.1%
      Dunkirk, IN1,9648020.5%
      Portland, IN6,1048118.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      High Springs, FL6,1041055.2%
      Erwin, TN6,1038812.0%
      South Hooksett, NH6,10511616.2%
      Pevely, MO6,102909.6%
      Waupaca, WI6,1018910.8%
      Portland, IN6,1048118.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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