Cost of Living in Ponderay, ID

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4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ponderay Idaho National
Cost of living9698100
Groceries101102100
Health care102101100
Housing8690100
Transportation98103100
Utilities98101100
Lifestyle & Entertainment106105100
Household Items98101100
Education & Childcare100101100
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Homes For Sale In Ponderay, ID

property for sale

478165 Highway 95

Ponderay, ID
property for sale

116 W Dustarr Ln

Ponderay, ID
property for sale

522 E Bronx RD

Sandpoint, ID
property for sale

50 Carnelian Ave #102

Ponderay, ID
See the Newest Homes For Sale In Ponderay, ID

Cost Of Living Quick Facts

  • The cost of living in Ponderay is 2% lower than the Idaho average
  • The cost of living in Ponderay is 4% lower than the national average
  • Ponderay housing is 14% lower than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$67,450$5,621$1,574$2,024
      Renters$48,807$4,067$1,139$1,464

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kootenai, ID1,0881055.3%
      Sandpoint, ID9,03011111.3%
      Hope, ID9911212.3%
      East Hope, ID17111413.6%
      Dover, ID79612726.9%
      Ponderay, ID1,241963.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Juno Ridge, FL1,2411098.9%
      Anton, TX1,2418118.9%
      Fulton, TX1,2418811.7%
      Riner, VA1,24112423.7%
      Lot 59, PE1,241n/a 
      Ponderay, ID1,241963.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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