| Index | Ponderay | Idaho | National | 
| Cost of living | 99 | 96 | 100 | 
| Goods & Services | 100 | 101 | 100 | 
| Groceries | 111 | 101 | 100 | 
| Health care | 112 | 99 | 100 | 
| Housing | 86 | 88 | 100 | 
| Transportation | 118 | 105 | 100 | 
| Utilities | 97 | 86 | 100 | 

 
				
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				| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | 
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) | 
| Owners | $45,341 | $3,778 | $1,058 | $1,360 | 
| Renters | $32,411 | $2,701 | $756 | $972 | 
| State | General Sales Tax | With Max Surtax | 
| Idaho | 6% | 8.5% | 
| State | Income Tax (Low) | Income Tax (High) | 
| Idaho | 5.8% | 5.8% | 
| Item | Ponderay | National avg. | Difference | 
| Haircut | $27.83 | $24.26 | 14.7% | 
| Beauty Salon | $51.82 | $45.56 | 13.7% | 
| Toothpaste | $3.72 | $3.70 | 0.4% | 
| Shampoo | $1.29 | $1.28 | 0.6% | 
| Movie | $14.89 | $12.13 | 22.7% | 
| Bowling | $23.19 | $18.00 | 28.8% | 
| Item | Ponderay | National avg. | Difference | 
| Ground Beef | $6.17 | $5.84 | 5.7% | 
| Fried Chicken | $2.22 | $1.57 | 41.0% | 
| Milk | $4.92 | $4.67 | 5.3% | 
| Potatoes | $4.89 | $4.93 | 0.9% | 
| Pizza | $11.23 | $12.09 | 7.1% | 
| Beer | $11.57 | $10.41 | 11.1% | 
| Item | Ponderay | National avg. | Difference | 
| Optometrist | $165.73 | $125.68 | 31.9% | 
| Doctor | $168.55 | $135.78 | 24.1% | 
| Dentist | $118.01 | $113.29 | 4.2% | 
| Ibuprofen | $11.49 | $10.65 | 7.9% | 
| Lipitor | $477.18 | $468.60 | 1.8% | 
| Item | Ponderay | National avg. | Difference | 
| Home Price | $160,200.00 | $184,700.00 | 13.3% | 
| Avg. Mortgage Payment | $2,282.29 | $2,346.69 | 2.7% | 
| Apartment Rent | $794.00 | $949.00 | 16.3% | 
| Item | Ponderay | National avg. | Difference | 
| Gasoline | $4.30 | $3.46 | 24.2% | 
| Tire Balancing | $60.58 | $59.92 | 1.1% | 
| Item | Ponderay | National avg. | Difference | 
| All Electricity | $178.20 | $193.99 | 8.1% | 
| Phone | $201.25 | $192.25 | 4.7% | 
| City | Population | Cost of Living Index | National Avg. | 
| Kootenai, ID | 1,063 | 108 | 8.3% | 
| Hope, ID | 97 | 114 | 13.8% | 
| Sandpoint, ID | 8,692 | 114 | 14.1% | 
| East Hope, ID | 168 | 116 | 16.1% | 
| Dover, ID | 778 | 129 | 28.5% | 
| Ponderay, ID | 1,195 | 99 | 0.9% | 
| City | Population | Cost of Living Index | National Avg. | 
| Stiles, PA | 1,195 | 107 | 7.2% | 
| Harmony, RI | 1,195 | 123 | 22.6% | 
| Iola, WI | 1,195 | 82 | 18.1% | 
| Glenella-Lansdowne, MB | 1,195 | n/a | |
| Lake Park, IA | 1,194 | 85 | 14.8% | 
| Ponderay, ID | 1,195 | 99 | 0.9% |