Cost Of Living in Point of Rocks, MD

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F

27%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

83%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Point of Rocks	Maryland	National
Cost of living	127	121	100
Groceries	101	105	100
Health care	103	109	100
Housing	183	151	100
Transportation	104	109	100
Utilities	102	108	100
Lifestyle & Entertainment	106	109	100
Household Items	100	105	100
Education & Childcare	112	112	100

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Homes For Sale In Point of Rocks, MD

1729 Conrads Ferry Dr

Point of Rocks, MD

Cost Of Living Quick Facts

The cost of living in Point of Rocks is 5% higher than the Maryland average
The cost of living in Point of Rocks is 27% higher than the national average
Point of Rocks housing is 83% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$167,535	$13,961	$3,909	$5,027
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Antietam, MD	47	107	6.9%
Eakles Mill, MD	0	107	6.9%
Brownsville, MD	27	108	7.7%
Gapland, MD	62	108	7.7%
Mount Briar, MD	121	107	6.9%
Point of Rocks, MD	2,112	127	27.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Camino, CA	2,112	143	42.7%
Pablo, MT	2,112	90	10.3%
Essex Fells, NJ	2,112	205	105.5%
South Amherst, OH	2,112	89	10.9%
One Hundred Mile House, BC	2,112	n/a
Point of Rocks, MD	2,112	127	27.4%