Cost of Living in Plymouth, MI

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B-
15%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
56%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Plymouth Michigan National
Cost of living11591100
Groceries9998100
Health care9997100
Housing15676100
Transportation9596100
Utilities100100100
Lifestyle & Entertainment9496100
Household Items9598100
Education & Childcare9895100
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Homes For Sale In Plymouth, MI

property for sale

47452 Verona Ct

Plymouth, MI
property for sale

47442 Verona Ct

Plymouth, MI
property for sale

11200 Tremont Ln

Plymouth, MI
property for sale

45317 Stonehedge Dr

Plymouth, MI
See the Newest Homes For Sale In Plymouth, MI

Cost Of Living Quick Facts

  • The cost of living in Plymouth is 26% higher than the Michigan average
  • The cost of living in Plymouth is 15% higher than the national average
  • Plymouth housing is 56% higher than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Plymouth

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Compare Plymouth, MI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$187,622$15,635$4,378$5,629
      Renters$73,789$6,149$1,722$2,214
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Plymouth, MI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Plymouth, homeowners have a median income of $187,622. Using that number, a maximum of $4,378 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $73,789, which means there is a maximum of $1,722 to be spent on the costs of renting a home or apartment.

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Inkster, MI25,3338217.5%
      Melvindale, MI10,6858614.1%
      Lincoln Park, MI37,2828614.0%
      Wayne, MI17,5668712.7%
      Taylor, MI63,5278910.9%
      Plymouth, MI9,36311514.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Springfield, FL9,363954.9%
      Potsdam, NY9,362936.6%
      Laurentian Valley, ON9,362n/a 
      Derby, CO9,36511110.6%
      Amherst, NS9,360n/a 
      Plymouth, MI9,36311514.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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