A+
1%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
6%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pleasanton Texas National
Cost of living10194100
Groceries10298100
Health care10398100
Housing9483100
Transportation10798100
Utilities101103100
Lifestyle & Entertainment10098100
Household Items10298100
Education & Childcare10898100
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An Overview of Cost of Living in Pleasanton, TX

Knowing the cost of living in Pleasanton allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Pleasanton stands at 101, marking it 1% higher than the national average.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Pleasanton are priced in a manner consistent with other areas. This means that residents of Pleasanton can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Pleasanton Affordable?

Is Pleasanton an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Pleasanton is 13.2% lower than the national average, while the average monthly rent prices are 10.2% higher than average. The affordability of any location can also be influenced by median income levels. Pleasanton has a median household income of $96,864, which is 19.1% higher than the national average.

What Factors can Influence the Cost of Living in Pleasanton?

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Pleasanton, the groceries index registers 2.1% higher than the national average.

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Where is the Data From?

The Pleasanton cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Pleasanton is 7% higher than the Texas average
  • The cost of living in Pleasanton is 1% higher than the national average
  • Pleasanton housing is 6% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Pleasanton

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Compare Pleasanton, TX Cost of Living

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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,925$8,994$2,518$3,238
      Renters$93,505$7,792$2,182$2,805
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Pleasanton, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Pleasanton, homeowners have a median income of $107,925. Using that number, a maximum of $2,518 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $93,505, which means there is a maximum of $2,182 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Leming, TX6151033.4%
      Charlotte, TX1,4318217.9%
      Christine, TX1858217.8%
      Poteet, TX3,5599010.4%
      Jourdanton, TX4,494927.5%
      Pleasanton, TX11,1181010.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Point, UT11,11512020.2%
      Sechelt, BC11,114n/a 
      Crestwood, IL11,113981.7%
      Carignan, QC11,123n/a 
      Yellowhead County, AB11,111n/a 
      Pleasanton, TX11,1181010.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.