Cost of Living in Charlotte, TX

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A+
18%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
68%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Charlotte Texas National
Cost of living8294100
Groceries10298100
Health care10398100
Housing3283100
Transportation10798100
Utilities101103100
Lifestyle & Entertainment10098100
Household Items10298100
Education & Childcare10898100
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Homes For Sale In Charlotte, TX

property for sale

TBD 337 N County RD

Charlotte, TX
property for sale

3689 County Rd

Charlotte, TX
property for sale

469 Rose Blvd

Charlotte, TX
property for sale

530 Pr D47

Charlotte, TX
See the Newest Homes For Sale In Charlotte, TX

Cost Of Living Quick Facts

  • The cost of living in Charlotte is 13% lower than the Texas average
  • The cost of living in Charlotte is 18% lower than the national average
  • Charlotte housing is 68% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Charlotte

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Compare Charlotte, TX Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$42,007$3,501$980$1,260
      Renters$76,823$6,402$1,792$2,305

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Leming, TX6151033.4%
      Bigfoot, TX7021033.4%
      Christine, TX1858217.8%
      Poteet, TX3,5599010.4%
      Jourdanton, TX4,494927.5%
      Charlotte, TX1,4318217.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kingsford Heights, IN1,4318118.7%
      Harwich Center, MA1,43114040.3%
      Bull Valley, IL1,43213534.6%
      Gridley, IL1,4308812.0%
      Remington, IN1,4328515.3%
      Charlotte, TX1,4318217.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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