| Index | Plainfield | Indiana | National |
| Cost of living | 99 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 99 | 97 | 100 |
| Housing | 106 | 72 | 100 |
| Transportation | 96 | 96 | 100 |
| Utilities | 95 | 96 | 100 |
| Lifestyle & Entertainment | 92 | 95 | 100 |
| Household Items | 97 | 98 | 100 |
| Education & Childcare | 91 | 94 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Plainfield? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Plainfield stands at 99, making it 1% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Plainfield is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Is Plainfield affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Plainfield, for instance, where the median home price falls 3.5% higher than the national average, and monthly rent rates are 11.1% higher than usual. Additionally, median income levels contribute to the equation, with Plainfield flaunting a median household income of $95,406, 17.3% higher than the national norm.
Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Plainfield, the utilities index stands at 4.7% lower than the national average.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Plainfield, the groceries index is 2.7% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Plainfield, the healthcare costs are 0.9% lower than the national average.
The Plainfield cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $121,825 | $10,152 | $2,842 | $3,655 |
| Renters | $72,701 | $6,058 | $1,696 | $2,181 |
| State | General Sales Tax | With Max Surtax |
| Indiana | 7% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Indiana | 3.15% | 3.15% |
| City | Population | Cost of Living Index | National Avg. |
| Brooklyn, IN | 2,715 | 86 | 13.5% |
| Stilesville, IN | 307 | 87 | 12.9% |
| New Whiteland, IN | 6,330 | 89 | 11.0% |
| North Salem, IN | 434 | 90 | 9.9% |
| Clermont, IN | 1,413 | 90 | 9.8% |
| Plainfield, IN | 35,538 | 99 | 1.3% |
| City | Population | Cost of Living Index | National Avg. |
| Torrington, CT | 35,543 | 102 | 2.3% |
| Norristown, PA | 35,552 | 99 | 1.2% |
| Leawood, KS | 35,495 | 136 | 36.2% |
| Boardman, OH | 35,595 | 85 | 15.3% |
| Butte-Silver Bow, MT | 35,459 | 96 | 3.6% |
| Plainfield, IN | 35,538 | 99 | 1.3% |
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