A+
15%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Boardman Ohio National
Cost of living8589100
Groceries9797100
Health care9596100
Housing6374100
Transportation9496100
Utilities9596100
Lifestyle & Entertainment9795100
Household Items9497100
Education & Childcare8693100
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An Overview of Cost of Living in Boardman, OH

Understanding the cost of living in Boardman can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Boardman cost of living index is 85, which is 15% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

What Do Locals Say About the Cost of Living in Boardman?

The real experts on a city are its residents. That's why we reached out to 7 locals to get their views on the cost of living in Boardman. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 43% found it budget-friendly with decreasing prices, while 57% said it's simply not affordable as prices have continued to rise.

Is Boardman Affordable?

Is Boardman an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Boardman is 38.3% lower than the national average, while the average monthly rent prices are 34.8% lower than average. The affordability of any location can also be influenced by median income levels. Boardman has a median household income of $75,585, which is 7.1% lower than the national average.

What Factors can Influence the Cost of Living in Boardman?

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Boardman, the groceries index is 3.4% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Boardman, healthcare costs are 4.8% lower than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Where is the Data From?

The Boardman cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Boardman is 5% lower than the Ohio average
  • The cost of living in Boardman is 15% lower than the national average
  • Boardman housing is 37% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Boardman

See all the best places to live around Boardman

Compare Boardman, OH Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,947$8,162$2,285$2,939
      Renters$45,679$3,807$1,066$1,371
      To approximate the cost of living and the housing affordability in Boardman, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Boardman have a median income of $97,947. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,285 per month to avoid calamity and poverty. The renters in the city have an income of about $45,679, which would make their monthly maximum allowable rental costs $1,066.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Damascus, OH296964.3%
      West Hill, OH2,0727723.3%
      Wheatland, PA5657822.5%
      Youngstown, OH65,7397822.4%
      Farrell, PA4,8117821.6%
      Boardman, OH35,5958515.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Norristown, PA35,552991.2%
      Torrington, CT35,5431022.3%
      Plainfield, IN35,538991.3%
      University CDP (Orange County), FL35,654982.0%
      Martinez, GA35,669991.4%
      Boardman, OH35,5958515.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.