Cost Of Living in Piney, AR

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14%

Overall NAT. AVG.

2%

Goods & Services NAT. AVG.

38%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Piney	Arkansas	National
Cost of living	86	86	100
Goods & Services	102	98	100
Groceries	96	95	100
Health care	89	88	100
Housing	62	65	100
Transportation	89	90	100
Utilities	93	92	100

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Cost Of Living Quick Facts

The cost of living in Piney is 1% higher than the Arkansas average
The cost of living in Piney is 14% lower than the national average
Piney housing is 38% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$56,086	$4,674	$1,309	$1,683
Renters	$45,781	$3,815	$1,068	$1,374

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Piney, AR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Piney, homeowners have a median income of $56,086. Using that number, a maximum of $1,309 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $45,781, which means there is a maximum of $1,068 to be spent on the costs of renting a home or apartment.

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Goods & Services

Item	Piney	National avg.	Difference
Haircut	$26.67	$24.26	9.9%
Beauty Salon	$54.14	$45.56	18.8%
Toothpaste	$3.75	$3.70	1.3%
Shampoo	$1.07	$1.28	16.4%
Movie	$11.78	$12.13	2.9%
Bowling	$17.78	$18.00	1.2%

Groceries

Item	Piney	National avg.	Difference
Ground Beef	$5.15	$5.84	11.8%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.52	$4.67	3.2%
Potatoes	$5.23	$4.93	6.0%
Pizza	$10.47	$12.09	13.3%
Beer	$9.83	$10.41	5.6%

Health Care

Item	Piney	National avg.	Difference
Optometrist	$113.39	$125.68	9.8%
Doctor	$185.50	$135.78	36.6%
Dentist	$94.42	$113.29	16.7%
Ibuprofen	$10.08	$10.65	5.4%
Lipitor	$409.22	$468.60	12.7%

Housing

Item	Piney	National avg.	Difference
Home Price	$95,900.00	$184,700.00	48.1%
Avg. Mortgage Payment	$1,950.05	$2,346.69	16.9%
Apartment Rent	$810.00	$949.00	14.6%

Transportation

Item	Piney	National avg.	Difference
Gasoline	$3.10	$3.46	10.4%
Tire Balancing	$66.08	$59.92	10.3%

Utilities

Item	Piney	National avg.	Difference
All Electricity	$166.58	$193.99	14.1%
Phone	$205.55	$192.25	6.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mountain Pine, AR	516	76	23.5%
Hot Springs, AR	38,697	89	10.7%
Fountain Lake, AR	538	90	10.3%
Rockwell, AR	4,699	98	1.5%
Hot Springs Village, AR	15,562	103	2.9%
Piney, AR	4,518	86	13.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Montgomery, NY	4,519	122	21.7%
Oconto, WI	4,516	84	15.8%
Wahoo, NE	4,520	95	5.5%
Verdigris, OK	4,515	94	5.8%
Social Circle, GA	4,514	93	7.5%
Piney, AR	4,518	86	13.7%