Cost Of Living in Pima, AZ

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A+

6%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

25%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Pima	Arizona	National
Cost of living	94	101	100
Groceries	100	101	100
Health care	102	101	100
Housing	75	96	100
Transportation	102	102	100
Utilities	111	111	100
Lifestyle & Entertainment	100	103	100
Household Items	103	101	100
Education & Childcare	97	103	100

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Homes For Sale In Pima, AZ

44 W 100 N

Pima, AZ

12900 W Highway 70

Pima, AZ

TBA W Klondyke Rd #43

, AZ

11810 W Iris St

Eden, AZ

Cost Of Living Quick Facts

The cost of living in Pima is 7% lower than the Arizona average
The cost of living in Pima is 6% lower than the national average
Pima housing is 25% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$80,582	$6,715	$1,880	$2,418
Renters	$46,507	$3,876	$1,085	$1,395

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bryce, AZ	122	102	1.9%
San Jose, AZ	482	91	9.0%
Swift Trail Junction, AZ	2,839	91	8.7%
Fort Thomas, AZ	456	95	4.7%
Safford, AZ	10,079	95	4.6%
Pima, AZ	2,602	94	6.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Waretown, NJ	2,602	138	38.2%
Nicoma Park, OK	2,602	88	12.0%
Holly Lake Ranch, TX	2,602	102	2.1%
New Lisbon, WI	2,602	86	13.6%
Laurier-Station, QC	2,601	n/a
Pima, AZ	2,602	94	6.3%