Cost of Living in Phoenix Lake, CA

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F
39%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
96%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Phoenix Lake California National
Cost of living139141100
Groceries109111100
Health care115116100
Housing196197100
Transportation115118100
Utilities117119100
Lifestyle & Entertainment114120100
Household Items110111100
Education & Childcare124127100
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Homes For Sale In Phoenix Lake, CA

property for sale

21932 Phoenix Lake Rd

Sonora, CA
property for sale

20071 Barnwood Ct

Sonora, CA
property for sale

21695 Water Oak Dr

Sonora, CA
property for sale

14091 Stanton Cir

Sonora, CA

Cost Of Living Quick Facts

  • The cost of living in Phoenix Lake is 1% lower than the California average
  • The cost of living in Phoenix Lake is 39% higher than the national average
  • Phoenix Lake housing is 96% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Phoenix Lake

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Compare Phoenix Lake, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,245$7,187$2,012$2,588
      Renters$0$0$0$0
      A good way to judge both the affordability of the housing and the cost of living in Phoenix Lake is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Phoenix Lake has a median income of about $86,245 for people who own homes. Based on that number, a maximum of $2,012 should be spent on expenses related to housing. Renters have a slightly different median income, which is $0. Based on this average, renters should spend no more than $0 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Buck Meadows, CA011918.6%
      Chinese Camp, CA15011716.8%
      Long Barn, CA9211716.8%
      Jamestown, CA3,51511313.5%
      Sierra Village, CA23411515.3%
      Phoenix Lake, CA4,99213938.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mayville, WI4,992937.3%
      Strathcona D (Oyster Bay - Buttle Lake), BC4,992n/a 
      Avondale, LA4,990919.5%
      Tucumcari, NM4,9947921.3%
      Rochester, WA4,99411818.0%
      Phoenix Lake, CA4,99213938.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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