Cost Of Living in Phillipsburg, OH

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15%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

41%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Phillipsburg	Ohio	National
Cost of living	85	89	100
Groceries	98	97	100
Health care	96	96	100
Housing	59	74	100
Transportation	94	96	100
Utilities	94	96	100
Lifestyle & Entertainment	94	95	100
Household Items	96	97	100
Education & Childcare	98	93	100

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Cost Of Living Quick Facts

The cost of living in Phillipsburg is 5% lower than the Ohio average
The cost of living in Phillipsburg is 15% lower than the national average
Phillipsburg housing is 41% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$86,884	$7,240	$2,027	$2,607
Renters	$76,590	$6,383	$1,787	$2,298

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Drexel, OH	2,369	79	21.4%
Dayton, OH	145,927	82	17.9%
Trotwood, OH	25,200	83	17.1%
Ithaca, OH	117	84	16.2%
Casstown, OH	213	83	17.0%
Phillipsburg, OH	447	85	15.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Moreland, GA	447	102	2.1%
Alleman, IA	447	103	3.1%
Spring Grove, IN	447	84	16.1%
Friendsville, MD	447	85	15.3%
Fortine, MT	447	104	4.0%
Phillipsburg, OH	447	85	15.3%