| Index | Philippi | West Virginia | National |
| Cost of living | 82 | 85 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 93 | 94 | 100 |
| Housing | 53 | 62 | 100 |
| Transportation | 96 | 95 | 100 |
| Utilities | 91 | 94 | 100 |
| Lifestyle & Entertainment | 93 | 94 | 100 |
| Household Items | 94 | 95 | 100 |
| Education & Childcare | 89 | 91 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $56,502 | $4,709 | $1,318 | $1,695 |
| Renters | $41,353 | $3,446 | $965 | $1,241 |
| State | General Sales Tax | With Max Surtax |
| West Virginia | 6% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| West Virginia | 3% | 6.5% |
| City | Population | Cost of Living Index | National Avg. |
| Gypsy, WV | 165 | 94 | 6.2% |
| Spelter, WV | 239 | 94 | 6.2% |
| Galloway, WV | 198 | 94 | 6.2% |
| Junior, WV | 384 | 78 | 22.0% |
| Despard, WV | 1,198 | 78 | 21.5% |
| Philippi, WV | 3,414 | 82 | 18.3% |
| City | Population | Cost of Living Index | National Avg. |
| Durand, MI | 3,414 | 83 | 16.6% |
| Oakridge, OR | 3,414 | 95 | 4.6% |
| Reamstown, PA | 3,413 | 102 | 2.4% |
| La Center, WA | 3,413 | 135 | 35.0% |
| Lakeland, GA | 3,412 | 88 | 12.4% |
| Philippi, WV | 3,414 | 82 | 18.3% |