Cost of Living in Philadelphia, TN

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13%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Philadelphia Tennessee National
Cost of living8792100
Groceries9598100
Health care9997100
Housing6480100
Transportation9597100
Utilities9598100
Lifestyle & Entertainment9697100
Household Items9698100
Education & Childcare10297100
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Homes For Sale In Philadelphia, TN

property for sale

145 Eagle Ridge Dr

Philadelphia, TN
property for sale

1245 Paint Rock Valley Rd

Philadelphia, TN
property for sale

115 Hughes Hollow Rd

Philadelphia, TN
property for sale

26450 Stockton Valley Rd

Philadelphia, TN
See the Newest Homes For Sale In Philadelphia, TN

Cost Of Living Quick Facts

  • The cost of living in Philadelphia is 6% lower than the Tennessee average
  • The cost of living in Philadelphia is 13% lower than the national average
  • Philadelphia housing is 36% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Philadelphia

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Compare Philadelphia, TN Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$123,610$10,301$2,884$3,709
      Renters$56,700$4,725$1,323$1,701

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Midtown, TN1,1558317.3%
      Niota, TN8638416.0%
      Sweetwater, TN6,1258713.0%
      Loudon, TN6,0408911.5%
      Madisonville, TN5,1049010.2%
      Philadelphia, TN8388713.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cottondale, FL8388218.4%
      Quapaw, OK8388118.9%
      Wakefield town, VA838928.4%
      Grayland, WA8381066.1%
      Brantleyville, AL8377624.1%
      Philadelphia, TN8388713.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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