Cost of Living in Cottondale, FL

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18%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cottondale Florida National
Cost of living82102100
Groceries94102100
Health care94104100
Housing5297100
Transportation93103100
Utilities101110100
Lifestyle & Entertainment89104100
Household Items99102100
Education & Childcare91106100
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Homes For Sale In Cottondale, FL

property for sale

1884 Bayview Ln

Cottondale, FL
property for sale

TBD Kennedy Dr

, FL
property for sale

860 Rock Hill Church Rd

Cottondale, FL
property for sale

2808 Kynesville Rd

Cottondale, FL

Cost Of Living Quick Facts

  • The cost of living in Cottondale is 20% lower than the Florida average
  • The cost of living in Cottondale is 18% lower than the national average
  • Cottondale housing is 48% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Cottondale

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,118$5,677$1,589$2,044
      Renters$38,820$3,235$906$1,165

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Jacob City, FL2637920.9%
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      Wausau, FL4048811.9%
      Campbellton, FL2168217.8%
      Marianna, FL6,7718317.5%
      Cottondale, FL8388218.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Quapaw, OK8388118.9%
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      Wakefield town, VA838928.4%
      Grayland, WA8381066.1%
      Brantleyville, AL8377624.1%
      Cottondale, FL8388218.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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