Cost of Living in Pentwater, MI

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2%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pentwater Michigan National
Cost of living10291100
Groceries9898100
Health care9897100
Housing11476100
Transportation9496100
Utilities103100100
Lifestyle & Entertainment9396100
Household Items9698100
Education & Childcare9695100
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Homes For Sale In Pentwater, MI

property for sale

558 S Wythe St

Pentwater, MI
property for sale

VL Montgomery Blvd

, MI
property for sale

4905 N Wayne Ave

Pentwater, MI
property for sale

258 3rd St

Pentwater, MI

Cost Of Living Quick Facts

  • The cost of living in Pentwater is 12% higher than the Michigan average
  • The cost of living in Pentwater is 2% higher than the national average
  • Pentwater housing is 14% higher than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Pentwater

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,077$7,840$2,195$2,823
      Renters$41,756$3,480$974$1,253

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Scottville, MI1,3428416.3%
      Hart, MI2,1918515.2%
      Custer, MI3018514.5%
      Shelby, MI2,6278614.2%
      Ludington, MI8,370909.8%
      Pentwater, MI8231021.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hopedale, IL8238910.5%
      New Florence, MO8238317.1%
      Efland, NC823946.0%
      Moncure, NC8238218.4%
      Snow Shoe, PA823909.9%
      Pentwater, MI8231021.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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