Cost of Living in Pembroke, NC

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14%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
47%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pembroke North Carolina National
Cost of living8696100
Groceries103100100
Health care9799100
Housing5388100
Transportation9999100
Utilities10099100
Lifestyle & Entertainment105100100
Household Items100100100
Education & Childcare101100100
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Homes For Sale In Pembroke, NC

property for sale

84 Demery Dr

Pembroke, NC
property for sale

309 Cornith Rd

Pembroke, NC
property for sale

940 Union Chapel Rd

Pembroke, NC
property for sale

1075 Pine St Unit A

Pembroke, NC

Cost Of Living Quick Facts

  • The cost of living in Pembroke is 10% lower than the North Carolina average
  • The cost of living in Pembroke is 14% lower than the national average
  • Pembroke housing is 47% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Pembroke

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,084$5,924$1,659$2,133
      Renters$30,449$2,537$710$914

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Raynham, NC431010.7%
      Rex, NC591010.7%
      Wakulla, NC1141010.7%
      Proctorville, NC2057822.2%
      Rennert, NC4137920.7%
      Pembroke, NC3,0858613.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Admaston/Bromley, ON3,085n/a 
      Granite Quarry, NC3,084954.6%
      Richville, OH3,084919.3%
      Rancho Viejo, TX3,0841032.7%
      Thurso, QC3,084n/a 
      Pembroke, NC3,0858613.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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