Cost Of Living in Pemberton, MN

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A+

4%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

14%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Pemberton	Minnesota	National
Cost of living	96	100	100
Groceries	100	100	100
Health care	101	100	100
Housing	86	100	100
Transportation	97	100	100
Utilities	106	104	100
Lifestyle & Entertainment	99	100	100
Household Items	97	100	100
Education & Childcare	104	99	100

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Homes For Sale In Pemberton, MN

30298 20th St

Pemberton, MN

428 2nd Ave

Pemberton, MN

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Cost Of Living Quick Facts

The cost of living in Pemberton is 4% lower than the Minnesota average
The cost of living in Pemberton is 4% lower than the national average
Pemberton housing is 14% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$87,285	$7,274	$2,037	$2,619
Renters	$77,210	$6,434	$1,801	$2,317

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hartland, MN	429	85	15.3%
New Richland, MN	1,060	87	13.1%
Waldorf, MN	185	88	11.8%
Minnesota Lake, MN	596	89	11.2%
Good Thunder, MN	569	91	8.5%
Pemberton, MN	265	96	3.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Holy Cross, AK	265	89	10.5%
St. Francis, AR	265	75	24.8%
Boone, CO	265	91	9.4%
Ambrose, GA	265	83	16.8%
Pulaski, GA	265	84	16.0%
Pemberton, MN	265	96	3.8%