B-
14%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pecan Grove Texas National
Cost of living11494100
Groceries9998100
Health care10098100
Housing15283100
Transportation9798100
Utilities102103100
Lifestyle & Entertainment9498100
Household Items9898100
Education & Childcare10098100
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An Overview of Cost of Living in Pecan Grove, TX

Are you thinking about relocating, but curious about the potential cost of living in Pecan Grove? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Pecan Grove stands at 114, making it 14% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

When it comes to the cost of living in Pecan Grove, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 51.5% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Pecan Grove Affordable?

Is Pecan Grove an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Pecan Grove is 58.3% higher than the national average, while the average monthly rent prices are 35.7% higher than average. The affordability of any location can also be influenced by median income levels. Pecan Grove has a median household income of $164,712, which is 102.5% higher than the national average.

What Factors can Influence the Cost of Living in Pecan Grove?

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Pecan Grove, healthcare costs are 0.4% lower than the national average.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Pecan Grove, the groceries index is 1.1% lower than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Pecan Grove, the standard sales tax rate starts at 6.25%, and the income tax rates commence at 0%.

Where is the Data From?

The Pecan Grove cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Pecan Grove is 21% higher than the Texas average
  • The cost of living in Pecan Grove is 14% higher than the national average
  • Pecan Grove housing is 52% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Pecan Grove

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$184,813$15,401$4,312$5,545
      Renters$68,567$5,714$1,600$2,057
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Pecan Grove, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Pecan Grove, homeowners have a median income of $184,813. Using that number, a maximum of $4,312 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $68,567, which means there is a maximum of $1,600 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fifth Street, TX2,2568217.9%
      Brookshire, TX5,7528712.6%
      Fairchilds, TX728928.4%
      Orchard, TX170937.2%
      Richmond, TX13,080990.8%
      Pecan Grove, TX18,66811414.4%

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      City Population Cost of Living Index National Avg.
      Petawawa, ON18,660n/a 
      North Druid Hills, GA18,65512828.1%
      North Massapequa, NY18,68114948.8%
      Eastlake, OH18,652918.6%
      Trenton, MI18,684955.4%
      Pecan Grove, TX18,66811414.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.