| Index | Pearl | Illinois | National |
| Cost of living index | 81 | 98 | 100 |
| Index | Pearl | Illinois | National |
| Goods & Services index | 105 | 98 | 100 |
| Groceries index | 95 | 97 | 100 |
| Health care index | 104 | 100 | 100 |
| Housing index | 36 | 95 | 100 |
| Transportation index | 102 | 112 | 100 |
| Utilities index | 89 | 97 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $33,438 | $2,787 | $780 | $1,003 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| Item | Pearl | National avg. | Difference |
| Haircut | $10.71 | $17.49 | 38.7% |
| Beauty Salon | $32.39 | $38.17 | 15.1% |
| Toothpaste | $2.21 | $2.32 | 4.8% |
| Shampoo | $0.89 | $1.01 | 12.4% |
| Movie | $11.99 | $10.72 | 11.8% |
| Bowling | $6.40 | $13.86 | 53.9% |
| Item | Pearl | National avg. | Difference |
| Ground Beef | $3.69 | $3.90 | 5.4% |
| Fried Chicken | $1.40 | $1.40 | 0.5% |
| Milk | $1.72 | $1.96 | 12.5% |
| Potatoes | $2.86 | $3.18 | 10.1% |
| Pizza | $12.73 | $10.39 | 22.4% |
| Beer | $8.22 | $9.23 | 10.9% |
| Item | Pearl | National avg. | Difference |
| Optometrist | $74.00 | $106.34 | 30.4% |
| Doctor | $133.89 | $115.25 | 16.2% |
| Dentist | $89.33 | $98.38 | 9.2% |
| Ibuprofen | $9.21 | $9.26 | 0.6% |
| Lipitor | $431.02 | $466.47 | 7.6% |
| Item | Pearl | National avg. | Difference |
| Home Price | $46,300.00 | $184,700.00 | 74.9% |
| Avg. Mortgage Payment | $998.55 | $1,273.32 | 21.6% |
| Apartment Rent | $592.00 | $949.00 | 37.6% |
| Item | Pearl | National avg. | Difference |
| Gasoline | $2.25 | $2.59 | 13.2% |
| Tire Balancing | $48.87 | $48.90 | 0.1% |
| Item | Pearl | National avg. | Difference |
| All Electricity | $159.87 | $167.60 | 4.6% |
| Phone | $23.34 | $163.42 | 85.7% |
| City, State | Population | Cost of Living Index | National Avg. |
| Detroit, IL | 109 | 100 | 0% |
| Time, IL | 9 | 100 | 0% |
| Paynesville, MO | 68 | 74 | -26% |
| Nebo, IL | 280 | 76 | -24% |
| Milton, IL | 277 | 80 | -20% |
| Pearl, IL | 219 | 81 | -19% |
| City, State | Population | Cost of Living Index | National Avg. |
| Camp Sherman, OR | 219 | 137 | 37% |
| Meno, OK | 219 | 80 | -20% |
| Winger, MN | 219 | 77 | -23% |
| Fort Yates, ND | 219 | 78 | -22% |
| Prichard, WV | 219 | 75 | -25% |
| Pearl, IL | 219 | 81 | -19% |
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