Paynes Creek, California Cost Of Living

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D-

Overall 9%

Goods & Services 9%

Housing 2%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Paynes Creek	California	National
Cost of living	109	140	100
Goods & Services	109	109	100
Groceries	104	112	100
Health care	118	109	100
Housing	102	196	100
Transportation	132	132	100
Utilities	108	127	100

Key findings

The cost of living in Paynes Creek is 22% lower than the California average
The cost of living in Paynes Creek is 9% higher than the national average
Paynes Creek housing is 2% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$34,464	$2,872	$804	$1,034
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Paynes Creek	National avg.	Difference
Haircut	$28.67	$20.27	41.4%
Beauty Salon	$62.33	$40.39	54.3%
Toothpaste	$2.81	$2.36	19.0%
Shampoo	$0.99	$1.08	7.7%
Movie	$14.16	$10.99	28.9%
Bowling	$22.92	$15.49	47.9%

Groceries

Item	Paynes Creek	National avg.	Difference
Ground Beef	$5.34	$4.30	24.3%
Fried Chicken	$1.59	$1.40	13.9%
Milk	$3.79	$2.20	72.0%
Potatoes	$3.89	$3.22	20.9%
Pizza	$15.99	$10.74	48.9%
Beer	$9.14	$9.60	4.8%

Health Care

Item	Paynes Creek	National avg.	Difference
Optometrist	$146.32	$109.73	33.4%
Doctor	$188.58	$118.34	59.4%
Dentist	$96.32	$100.94	4.6%
Ibuprofen	$11.01	$9.93	10.8%
Lipitor	$488.12	$469.53	4.0%

Housing

Item	Paynes Creek	National avg.	Difference
Home Price	$187,500.00	$184,700.00	1.5%
Avg. Mortgage Payment	$1,601.63	$1,229.62	30.3%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Paynes Creek	National avg.	Difference
Gasoline	$4.11	$2.71	51.5%
Tire Balancing	$51.87	$51.86	0.0%

Utilities

Item	Paynes Creek	National avg.	Difference
All Electricity	$196.19	$170.84	14.8%
Phone	$184.64	$187.18	1.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Manton, CA	426	90	10.1%
Shingletown, CA	2,367	99	0.7%
Lake California, CA	2,796	112	11.7%
Bend, CA	597	114	13.5%
Paynes Creek, CA	62	109	8.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Egypt, AR	62	83	16.5%
Marie, AR	62	72	27.7%
Tonopah, AZ	62	96	3.6%
Conejos, CO	62	72	27.8%
Bradford, IA	62	75	24.7%
Paynes Creek, CA	62	109	8.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.