Cost of Living in Panhandle, TX

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A+
8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Panhandle Texas National
Cost of living9294100
Groceries9998100
Health care10198100
Housing7483100
Transportation9898100
Utilities105103100
Lifestyle & Entertainment10198100
Household Items9898100
Education & Childcare9698100
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Homes For Sale In Panhandle, TX

property for sale

8 Dogwood LN

Panhandle, TX
property for sale

1010 Oak Ave

Panhandle, TX
property for sale

810 Charles Ave

Panhandle, TX
property for sale

1604 Pecan Ave

Panhandle, TX

Cost Of Living Quick Facts

  • The cost of living in Panhandle is 3% lower than the Texas average
  • The cost of living in Panhandle is 8% lower than the national average
  • Panhandle housing is 26% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Panhandle

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$115,211$9,601$2,688$3,457
      Renters$86,687$7,224$2,023$2,601

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      White Deer, TX8898911.5%
      Panhandle, TX2,771928.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eleele, HI2,77115252.2%
      Wakefield, NB2,771n/a 
      Arlington, NY2,77011212.1%
      Middlefield, OH2,770927.8%
      Bowmansville, PA2,7701011.4%
      Panhandle, TX2,771928.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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