Cost Of Living in Oxbow Estates, AZ

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A+

2%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oxbow Estates	Arizona	National
Cost of living	102	101	100
Groceries	99	101	100
Health care	102	101	100
Housing	n/a	96	100
Transportation	104	102	100
Utilities	111	111	100
Lifestyle & Entertainment	102	103	100
Household Items	100	101	100
Education & Childcare	97	103	100

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Homes For Sale In Oxbow Estates, AZ

566 W Oxbow Trl

Payson, AZ

169 N Lees Way

Payson, AZ

Cost Of Living Quick Facts

The cost of living in Oxbow Estates is 1% higher than the Arizona average
The cost of living in Oxbow Estates is 2% higher than the national average
Oxbow Estates housing is 4% higher than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Flowing Springs, AZ	28	103	2.9%
Round Valley, AZ	736	102	1.8%
Geronimo Estates, AZ	0	103	2.9%
Rye, AZ	33	102	1.8%
Mead Ranch, AZ	138	102	2.4%
Oxbow Estates, AZ	259	102	1.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Groveland, CA	259	145	45.1%
Jamaica, IA	259	82	18.4%
Saratoga, IN	259	78	22.4%
Spring Lake, IN	259	89	10.8%
Watersmeet, MI	259	80	19.6%
Oxbow Estates, AZ	259	102	1.8%