Cost Of Living in Overly, ND

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29%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

95%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Overly	North Dakota	National
Cost of living	71	95	100
Groceries	98	99	100
Health care	99	99	100
Housing	5	86	100
Transportation	100	98	100
Utilities	104	104	100
Lifestyle & Entertainment	96	97	100
Household Items	100	99	100
Education & Childcare	93	98	100

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Cost Of Living Quick Facts

The cost of living in Overly is 26% lower than the North Dakota average
The cost of living in Overly is 29% lower than the national average
Overly housing is 95% lower than the national average
North Dakota general sales tax is 2% lower than the national average
North Dakota state income tax is 58% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$36,733	$3,061	$857	$1,102
Renters	$0	$0	$0	$0

North Dakota Sales Tax

State	General Sales Tax	With Max Surtax
North Dakota	5%	8%

North Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
North Dakota	1.1%	2.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Barton, ND	0	99	1.4%
Dunseith, ND	616	78	22.1%
Willow City, ND	153	79	20.9%
Shell Valley, ND	1,577	79	20.6%
East Dunseith, ND	451	80	20.2%
Overly, ND	15	71	29.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Scott, AR	15	95	4.8%
Eagleville, CA	15	98	2.5%
Frederick, KS	15	76	23.8%
Concord, KY	15	82	17.8%
Cliff Village, MO	15	94	5.5%
Overly, ND	15	71	29.3%