Cost of Living in Ottawa Hills, OH

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C
17%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
69%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ottawa Hills Ohio National
Cost of living11789100
Groceries9997100
Health care9496100
Housing16974100
Transportation9296100
Utilities9596100
Lifestyle & Entertainment9095100
Household Items9497100
Education & Childcare9793100
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Homes For Sale In Ottawa Hills, OH

property for sale

2132 Park Rd

Ottawa Hills, OH
property for sale

3416 W Bancroft St

Ottawa Hills, OH
property for sale

2709 Westchester Rd

Ottawa Hills, OH
property for sale

4341 Indian Rd

Ottawa Hills, OH

Cost Of Living Quick Facts

  • The cost of living in Ottawa Hills is 31% higher than the Ohio average
  • The cost of living in Ottawa Hills is 17% higher than the national average
  • Ottawa Hills housing is 69% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Ottawa Hills

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Compare Ottawa Hills, OH Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$246,311$20,526$5,747$7,390
      Renters$109,101$9,092$2,546$3,273
      To approximate the cost of living and the housing affordability in Ottawa Hills, OH, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ottawa Hills have a median income of $246,311. Therefore, the amount that a consumer should spend on housing costs should be no more than $5,747 per month to avoid calamity and poverty. The renters in the city have an income of about $109,101, which would make their monthly maximum allowable rental costs $2,546.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Harbor View, OH159955.5%
      Stony Ridge, OH6178217.8%
      Toledo, OH281,6448317.1%
      Walbridge, OH3,2148415.7%
      Luna Pier, MI1,1588415.6%
      Ottawa Hills, OH4,59811717.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Belton, SC4,5978812.3%
      Kaplan, LA4,5998119.5%
      Manlius, NY4,5961087.8%
      Smithville, TX4,596981.9%
      Perryville, MD4,59511212.1%
      Ottawa Hills, OH4,59811717.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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