Otsego 74 Excellent
Otsego Livability #163 ranked city in Michigan#4,114 ranked city in the USARanks better than 85% of areas

Pros and Cons of Living in Otsego

  • Cost Of Living

    Taking into account the cost of goods and services like housing, groceries, transportation and utilities, the overall cost of living in this area is well below average.

  • Crime

    Crime per 100,000 people is significantly lower than the national average, making it a safe place to live. These crime statistics include both violent and property crimes.

  • Housing

    High scores in the housing category are a distinguishing feature of this area, possibly driven by a favorable home affordability ratio, higher home values and appreciation rates.

  • Schools

    The schools category earns a high score due to factors like exceptional test scores, strong education levels and the close proximity of elementary and high schools in this area.

  • Ratings

    Based on recent surveys and polls, locals gave high marks in the walkability to local amenities, safety, public transit, friendliness of neighbors and overall sense of community in the area.

  • Amenities

    The majority of amenities are not ideally located within walking distance. To access these amenities, residents may be required to rely on a vehicle or public transit.

  • Commute

    A low commute score could be due to longer-than-average work commutes and the limited availability of public transportation in this area.

  • Health & Safety

    The low score in this category could be due to challenges related to air quality and the limited accessibility of health-related facilities like hospitals, nursing homes, doctors and pharmacies.

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What's it like Living in Otsego?

Otsego, Michigan is a small-sized city with a population of 3,980 inhabitants. The majority of Otsego residents report their race to be White; this is followed by Black and Asian.

Without the right tools, relocating to any new city can be very stressful and challenging. Living in Otsego, Michigan could be a positive experience for anyone who puts in the time to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. Using the livability score which includes data from categories like cost of living, health & safety, education, housing, you can easily compare the best places to live in Otsego and also determine if there are any nearby cities that might be a better match for your lifestyle. You can also compare Otsego to Michigan and the national average.

Using data and statistics Otsego has received a livability score of 71/100. This score is ranked in the 80th percentile when compared to all other cities. If we probe a little deeper into each category within the livability score, we see that Otsego has higher than average rankings for the following: crime (A-), education (B) and housing (A). Unfortunately for Otsego, there are some categories for which it does not rank well, this includes: amenities (F) and employment (D).

Low violent crime rates (murder, rape, robbery, assault) provide a safer environment for residents, reducing the risk of personal harm, property theft or violence. Low crime can also lead to increased property values and desirability. With 74 crimes per 100,000 residents, Otsego has a violent crime rate that is far below the national average.

Real estate represents the most substantial investment for homebuyers, constituting their most valuable asset. Renters, on the other hand, typically see their monthly rent as their most significant expense. The Otsego market earns a high score in the housing category, surpassing the national average in factors like home and rental affordability and appreciation rates. This robust real estate market not only benefits individual homeowners and renters but also spurs vigorous local economic activity and job growth, solidifying its significance in driving the region's prosperity and financial well-being.

Otsego real estate prices and overall affordability will play a huge role in determining if the area is the right fit for you. Of course there are probably some other items on your “wish list”, but even before they are considered, let’s take a look at the home prices and affordability in Otsego. The median home price for Otsego homes is $125,100, which is 2.1% lower than the Michigan average. If we take a closer look at the affordability of homes in Otsego, we’ll see that the home price to income ratio is 2.4, which is 4% lower than the Michigan average.

Best Places to Live in and Around Otsego

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      Otsego transportation information

      Statistic Otsego Michigan National
      Average one way commute22min24min26min
      Workers who drive to work89.3%82.5%76.4%
      Workers who carpool5.9%8.8%9.3%
      Workers who take public transit0.0%1.4%5.1%
      Workers who bicycle0.0%0.5%0.6%
      Workers who walk1.4%2.2%2.8%
      Working from home3.0%3.7%4.6%
      Source: The Otsego, MI data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS).