| Index | Oroville | California | National |
| Cost of living | 113 | 141 | 100 |
| Groceries | 110 | 111 | 100 |
| Health care | 117 | 116 | 100 |
| Housing | 102 | 197 | 100 |
| Transportation | 120 | 118 | 100 |
| Utilities | 117 | 119 | 100 |
| Lifestyle & Entertainment | 125 | 120 | 100 |
| Household Items | 113 | 111 | 100 |
| Education & Childcare | 133 | 127 | 100 |
Getting a feel for the cost of living in Oroville is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Oroville is 113, which is 13% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Household expenses make up 8% of the total cost of living index score and cover the everyday essentials needed to keep your home running smoothly. These items may include cleaning supplies, laundry detergent, toiletries, clothing basics, and kitchen essentials. In Oroville, you can expect to pay 13% more than average for these everyday necessities, making it a more expensive place to live.
When it comes to knowing a city, its residents are the experts. We conducted a survey with 9 locals to understand their opinions on the cost of living in Oroville. The results indicated that 33% found it reasonably priced with decreasing prices of goods and services, while 67% viewed it as quite expensive, with increasing prices.
Is Oroville an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Oroville is 5.9% higher than the national average, while the average monthly rent prices are 5.5% lower than average. The affordability of any location can also be influenced by median income levels. Oroville has a median household income of $51,546, which is 36.6% lower than the national average.
Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Oroville, the transportation index stands at 20.2% higher than the national average.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Oroville, the baseline sales tax rate begins at 7.25%, and income tax rates start at 1%.
The Oroville cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $73,603 | $6,134 | $1,717 | $2,208 |
| Renters | $40,452 | $3,371 | $944 | $1,214 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Richvale, CA | 161 | 118 | 18.1% |
| Robinson Mill, CA | 50 | 116 | 16.4% |
| Honcut, CA | 176 | 116 | 16.4% |
| Thermalito, CA | 6,694 | 111 | 11.4% |
| South Oroville, CA | 2,685 | 112 | 11.8% |
| Oroville, CA | 20,168 | 113 | 13.4% |
| City | Population | Cost of Living Index | National Avg. |
| Central Falls, RI | 20,175 | 103 | 3.0% |
| Willmar, MN | 20,156 | 93 | 6.7% |
| Montgomery, IL | 20,189 | 109 | 8.9% |
| Kirkland, QC | 20,189 | n/a | |
| West Hempstead, NY | 20,191 | 151 | 50.8% |
| Oroville, CA | 20,168 | 113 | 13.4% |
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