Cost Of Living in Orono, MN

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F

75%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

248%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Orono	Minnesota	National
Cost of living	175	100	100
Groceries	100	100	100
Health care	97	100	100
Housing	348	100	100
Transportation	102	100	100
Utilities	106	104	100
Lifestyle & Entertainment	96	100	100
Household Items	100	100	100
Education & Childcare	105	99	100

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Homes For Sale In Orono, MN

2707 Walters Port Ln

Excelsior, MN

625 E Blossom Cir

Long Lake, MN

1155 Heritage Ln

Wayzata, MN

4185 County Road 6

Long Lake, MN

See the Newest Homes For Sale In Orono, MN

Cost Of Living Quick Facts

The cost of living in Orono is 74% higher than the Minnesota average
The cost of living in Orono is 75% higher than the national average
Orono housing is 248% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$279,332	$23,278	$6,517	$8,381
Renters	$83,130	$6,928	$1,940	$2,494

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Orono, MN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Orono homeowners, is $279,332. This would allow for a maximum of $6,517 per month to be spent on housing costs. For renters, the median monthly income is $83,130 which would result in a maximum of $1,940 to be spent on rental costs.

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Brooklyn Center, MN	31,682	102	1.8%
Rockford, MN	4,595	102	1.7%
Robbinsdale, MN	14,767	103	3.3%
Watertown, MN	4,646	104	4.0%
Osseo, MN	2,826	104	4.4%
Orono, MN	8,455	175	74.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nevada, MO	8,454	80	19.6%
Milton, WA	8,454	130	30.5%
Cheviot, OH	8,453	86	14.0%
Mount Joy, PA	8,453	99	0.9%
Orting, WA	8,457	128	27.7%
Orono, MN	8,455	175	74.8%