Cost of Living in Orange Beach, AL

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F
22%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
65%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Orange Beach Alabama National
Cost of living12289100
Groceries10196100
Health care10695100
Housing16574100
Transportation10695100
Utilities11397100
Lifestyle & Entertainment10194100
Household Items10296100
Education & Childcare10293100
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Homes For Sale In Orange Beach, AL

property for sale

24038 Perdido Beach Blvd #1006

Orange Beach, AL
property for sale

26318 Marina Rd

Orange Beach, AL
property for sale

26630 Bay Cir

Orange Beach, AL
property for sale

28813 Perdido Beach Blvd #203

Orange Beach, AL

Cost Of Living Quick Facts

  • The cost of living in Orange Beach is 38% higher than the Alabama average
  • The cost of living in Orange Beach is 22% higher than the national average
  • Orange Beach housing is 65% higher than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Orange Beach

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Compare Orange Beach, AL Cost of Living

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      The best places in Alabama

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      Salary Calculator

      This is how much you would need to earn in
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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$138,909$11,576$3,241$4,168
      Renters$95,239$7,937$2,222$2,857
      To approximate the cost of living and the housing affordability in Orange Beach, AL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Orange Beach have a median income of $138,909. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,241 per month to avoid calamity and poverty. The renters in the city have an income of about $95,239, which would make their monthly maximum allowable rental costs $2,222.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elberta, AL2,012954.5%
      Perdido Beach, AL457982.0%
      Summerdale, AL1,470963.7%
      Bon Secour, AL2,0721021.7%
      Lillian, AL2,2041022.4%
      Orange Beach, AL6,36612222.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Travis Ranch, TX6,36611413.8%
      Glenarden, MD6,36512424.1%
      Hillsboro, IL6,3688613.9%
      East Falmouth, MA6,36213737.3%
      Hazardville, CT6,37011413.8%
      Orange Beach, AL6,36612222.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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