Cost of Living in Oneonta, AL

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A+
9%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oneonta Alabama National
Cost of living9189100
Groceries9596100
Health care9595100
Housing8374100
Transportation9295100
Utilities9797100
Lifestyle & Entertainment9494100
Household Items9996100
Education & Childcare9293100
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Homes For Sale In Oneonta, AL

property for sale

907 Spruce Rd

Oneonta, AL
property for sale

707 Saint Andrews Pkwy

Oneonta, AL
property for sale

Springville Blvd

Oneonta, AL
property for sale

634 Champion Rd

Oneonta, AL
See the Newest Homes For Sale In Oneonta, AL

Cost Of Living Quick Facts

  • The cost of living in Oneonta is 3% higher than the Alabama average
  • The cost of living in Oneonta is 9% lower than the national average
  • Oneonta housing is 17% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Oneonta

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$100,875$8,406$2,354$3,027
      Renters$40,046$3,337$934$1,202
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Oneonta, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Oneonta homeowners, is $100,875. This would allow for a maximum of $2,354 per month to be spent on housing costs. For renters, the median monthly income is $40,046 which would result in a maximum of $934 to be spent on rental costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gallant, AL8987920.6%
      Walnut Grove, AL9108218.3%
      Trafford, AL5448415.6%
      Altoona, AL1,2948317.1%
      Susan Moore, AL9808316.8%
      Oneonta, AL6,743918.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bethel, AK6,74312929.2%
      De Queen, AR6,7438416.4%
      Canton, NY6,743990.6%
      Anadarko, OK6,7467920.6%
      Estes Park, CO6,73913535.1%
      Oneonta, AL6,743918.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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