Cost of Living in Ocean Shores, WA

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C+
15%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ocean Shores Washington National
Cost of living115119100
Groceries104107100
Health care111109100
Housing128138100
Transportation112112100
Utilities110110100
Lifestyle & Entertainment112112100
Household Items105107100
Education & Childcare121117100
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Homes For Sale In Ocean Shores, WA

property for sale

2530 State Route 109

Ocean Shores, WA
property for sale

1264 Fairwood Dr SW

Ocean Shores, WA
property for sale

624 Wolf Ct SE

Ocean Shores, WA
property for sale

392 S Wynoochee Dr SW

Ocean Shores, WA

Cost Of Living Quick Facts

  • The cost of living in Ocean Shores is 3% lower than the Washington average
  • The cost of living in Ocean Shores is 15% higher than the national average
  • Ocean Shores housing is 28% higher than the national average
  • Washington general sales tax is 27% higher than the national average
  • Washington state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ocean Shores

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Compare Ocean Shores, WA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,597$6,466$1,810$2,328
      Renters$55,058$4,588$1,285$1,652
      To approximate the cost of living and the housing affordability in Ocean Shores, WA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ocean Shores have a median income of $77,597. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,810 per month to avoid calamity and poverty. The renters in the city have an income of about $55,058, which would make their monthly maximum allowable rental costs $1,285.

      Washington Sales Tax

      State General Sales Tax With Max Surtax
      Washington 6.5% 10.4%

      Washington Income Tax

      State Income Tax (Low) Income Tax (High)
      Washington 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ocean City, WA16011010.1%
      Oyehut, WA011010.1%
      Markham, WA8111010.1%
      Hogans Corner, WA011010.1%
      Hoquiam, WA8,808990.6%
      Ocean Shores, WA6,43211515.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Avra Valley, AZ6,432909.5%
      Oliver Paipoonge, ON6,433n/a 
      La Broquerie, MB6,430n/a 
      Yardville, NJ6,42911918.6%
      Gulf Park Estates, MS6,435972.7%
      Ocean Shores, WA6,43211515.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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