Cost of Living in Oaktown, IN

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20%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oaktown Indiana National
Cost of living8089100
Groceries9897100
Health care9997100
Housing4272100
Transportation9896100
Utilities9696100
Lifestyle & Entertainment9895100
Household Items9798100
Education & Childcare9294100
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Homes For Sale In Oaktown, IN

property for sale

305 Giltner St

Oaktown, IN
property for sale

204 Hawk Ln

Oaktown, IN
property for sale

509 N Snapp St

Oaktown, IN
property for sale

307 Giltner St

Oaktown, IN

Cost Of Living Quick Facts

  • The cost of living in Oaktown is 10% lower than the Indiana average
  • The cost of living in Oaktown is 20% lower than the national average
  • Oaktown housing is 58% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Oaktown

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      Salary Calculator

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,163$9,514$2,664$3,425
      Renters$36,117$3,010$843$1,084

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Westphalia, IN52973.1%
      Emison, IN81973.1%
      Ragsdale, IN254973.1%
      Russellville, IL767425.8%
      Merom, IN1997723.5%
      Oaktown, IN9928019.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Harmony, IN9928613.7%
      Cotton Valley, LA9927624.2%
      Pine River, MN9928911.1%
      Albany, OH9928515.0%
      Casper Mountain, WY99214242.4%
      Oaktown, IN9928019.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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