Cost Of Living in Harmony, IN

Get 300+ Local Insights for Any Address in Harmony, IN

Get Access to 300+ Local Data Points

A+

14%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

38%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Harmony	Indiana	National
Cost of living	86	89	100
Groceries	98	97	100
Health care	99	97	100
Housing	62	72	100
Transportation	98	96	100
Utilities	96	96	100
Lifestyle & Entertainment	98	95	100
Household Items	97	98	100
Education & Childcare	92	94	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Harmony is 3% lower than the Indiana average
The cost of living in Harmony is 14% lower than the national average
Harmony housing is 38% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Harmony

See all the best places to live around Harmony

Compare Harmony, IN Cost of Living

Write a review to give others more information about this area.

See all Harmony poll results

The best places in Indiana

Here are the best places to live in Indiana

Most Dangerous Cities In The US

These are the largest cities in Indiana

Check out the 10 most dangerous cities in Indiana

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$84,690	$7,058	$1,976	$2,541
Renters	$82,376	$6,865	$1,922	$2,472

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mecca, IN	606	78	22.2%
Center Point, IN	311	81	18.8%
Carbon, IN	405	81	18.6%
Rosedale, IN	864	82	18.4%
Staunton, IN	311	84	15.9%
Harmony, IN	992	86	13.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Oaktown, IN	992	80	19.5%
Cotton Valley, LA	992	76	24.2%
Pine River, MN	992	89	11.1%
Albany, OH	992	85	15.0%
Casper Mountain, WY	992	142	42.4%
Harmony, IN	992	86	13.7%