Cost of Living in Oakland, MO

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D+
19%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
69%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oakland Missouri National
Cost of living11990100
Groceries9996100
Health care9897100
Housing16977100
Transportation9596100
Utilities9395100
Lifestyle & Entertainment9995100
Household Items9897100
Education & Childcare9795100
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Homes For Sale In Oakland, MO

property for sale

702 E Monroe Ave

Saint Louis, MO
property for sale

7 Melshire Ct Unit A

Saint Louis, MO
property for sale

The Birch Windberry CT

Saint Louis, WI
property for sale

649 S Sappington Rd

Saint Louis, MO
See the Newest Homes For Sale In Oakland, MO

Cost Of Living Quick Facts

  • The cost of living in Oakland is 31% higher than the Missouri average
  • The cost of living in Oakland is 19% higher than the national average
  • Oakland housing is 69% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Oakland

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Compare Oakland, MO Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$178,146$14,846$4,156$5,345
      Renters$140,219$11,685$3,272$4,207

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Champ, MO3964.1%
      Peaceful Village, MO956931.1%
      Brooklyn, IL4457426.2%
      East St. Louis, IL27,0337722.5%
      Alorton, IL2,1497822.3%
      Oakland, MO1,58711918.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rock Creek, AL1,5878614.2%
      Roscoe, TX1,5878416.3%
      Saint-Jean-de-Dieu, QC1,587n/a 
      Falmouth Foreside, ME1,58815655.9%
      Harbor Hills, OH1,5881055.3%
      Oakland, MO1,58711918.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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