Cost of Living in Oakland, KY

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14%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oakland Kentucky National
Cost of living8688100
Groceries9798100
Health care9897100
Housing6470100
Transportation9396100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9894100
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Homes For Sale In Oakland, KY

property for sale

330 Louie Meeks Rd

Oakland, KY
property for sale

1936 Upper Iron Bridge Rd

Oakland, KY
property for sale

104 Cooke St

Oakland, KY
property for sale

4470 Oakland Flatrock Rd

Oakland, KY
See the Newest Homes For Sale In Oakland, KY

Cost Of Living Quick Facts

  • The cost of living in Oakland is 3% lower than the Kentucky average
  • The cost of living in Oakland is 14% lower than the national average
  • Oakland housing is 36% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Oakland

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Compare Oakland, KY Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$53,102$4,425$1,239$1,593
      Renters$0$0$0$0

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Park City, KY6698416.1%
      Brownsville, KY9668812.2%
      Plum Springs, KY4638911.1%
      Smiths Grove, KY700909.6%
      Bowling Green, KY74,252945.8%
      Oakland, KY2648614.0%

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      Cuba, KS2647327.2%
      Petersham, MA26412423.7%
      Chunky, MS2648119.5%
      Oakland, KY2648614.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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