| Index | Oakland | Illinois | National |
| Cost of living | 79 | 97 | 100 |
| Goods & Services | 93 | 96 | 100 |
| Groceries | 94 | 97 | 100 |
| Health care | 97 | 98 | 100 |
| Housing | 46 | 95 | 100 |
| Transportation | 92 | 104 | 100 |
| Utilities | 98 | 96 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $44,659 | $3,722 | $1,042 | $1,340 |
| Renters | $31,458 | $2,622 | $734 | $944 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| Item | Oakland | National avg. | Difference |
| Haircut | $20.67 | $20.27 | 1.9% |
| Beauty Salon | $39.78 | $40.39 | 1.5% |
| Toothpaste | $1.89 | $2.36 | 19.9% |
| Shampoo | $1.01 | $1.08 | 6.2% |
| Movie | $10.33 | $10.99 | 6.0% |
| Bowling | $15.50 | $15.49 | 0.1% |
| Item | Oakland | National avg. | Difference |
| Ground Beef | $4.49 | $4.30 | 4.5% |
| Fried Chicken | $1.54 | $1.40 | 9.8% |
| Milk | $2.65 | $2.20 | 20.1% |
| Potatoes | $2.75 | $3.22 | 14.6% |
| Pizza | $12.10 | $10.74 | 12.7% |
| Beer | $8.38 | $9.60 | 12.7% |
| Item | Oakland | National avg. | Difference |
| Optometrist | $79.44 | $109.73 | 27.6% |
| Doctor | $116.00 | $118.34 | 2.0% |
| Dentist | $100.17 | $100.94 | 0.8% |
| Ibuprofen | $11.04 | $9.93 | 11.2% |
| Lipitor | $449.20 | $469.53 | 4.3% |
| Item | Oakland | National avg. | Difference |
| Home Price | $67,600.00 | $184,700.00 | 63.4% |
| Avg. Mortgage Payment | $927.88 | $1,229.62 | 24.5% |
| Apartment Rent | $655.00 | $949.00 | 31.0% |
| Item | Oakland | National avg. | Difference |
| Gasoline | $2.79 | $2.71 | 3.1% |
| Tire Balancing | $37.72 | $51.86 | 27.3% |
| Item | Oakland | National avg. | Difference |
| All Electricity | $158.17 | $170.84 | 7.4% |
| Phone | $194.67 | $187.18 | 4.0% |
| City | Population | Cost of Living Index | National Avg. |
| Metcalf, IL | 179 | 74 | 26.4% |
| Kansas, IL | 652 | 81 | 18.6% |
| Redmon, IL | 133 | 81 | 18.5% |
| Brocton, IL | 377 | 83 | 17.0% |
| Newman, IL | 830 | 77 | 22.9% |
| Oakland, IL | 898 | 79 | 20.5% |
| City | Population | Cost of Living Index | National Avg. |
| Occidental, CA | 898 | 146 | 45.6% |
| Medley, FL | 898 | 85 | 15.1% |
| Armstrong, IA | 898 | 80 | 20.3% |
| Satanta, KS | 898 | 85 | 15.4% |
| Derma, MS | 898 | 74 | 25.8% |
| Oakland, IL | 898 | 79 | 20.5% |
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