Cost of Living in Oakbrook, KY

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A+
1%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oakbrook Kentucky National
Cost of living10188100
Groceries9598100
Health care9797100
Housing11670100
Transportation9496100
Utilities9795100
Lifestyle & Entertainment9795100
Household Items9797100
Education & Childcare9094100
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Homes For Sale In Oakbrook, KY

property for sale

1861 Quarry Oaks Dr

Florence, KY
property for sale

1423 Boone Aire Rd

Florence, KY
property for sale

1888 Cliffview Ln

Florence, KY
property for sale

1583 Basswood Ct

Florence, KY

Cost Of Living Quick Facts

  • The cost of living in Oakbrook is 15% higher than the Kentucky average
  • The cost of living in Oakbrook is 1% higher than the national average
  • Oakbrook housing is 16% higher than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Oakbrook

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Compare Oakbrook, KY Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$140,761$11,730$3,284$4,223
      Renters$94,786$7,899$2,212$2,844
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Oakbrook, KY, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Oakbrook, homeowners have a median income of $140,761. Using that number, a maximum of $3,284 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $94,786, which means there is a maximum of $2,212 to be spent on the costs of renting a home or apartment.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Florence, IN47954.8%
      Shawnee, OH1,081954.8%
      Petersburg, KY375954.8%
      Elizabethtown, OH2957524.9%
      Hooven, OH3367722.7%
      Oakbrook, KY9,8371011.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marlboro Village, MD9,83412322.6%
      East St. Paul, MB9,842n/a 
      West Athens, CA9,83014645.5%
      Morehead City, NC9,8271077.0%
      St. Pete Beach, FL9,84914241.8%
      Oakbrook, KY9,8371011.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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