Cost Of Living in Oakboro, NC

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A+

3%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

5%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oakboro	North Carolina	National
Cost of living	97	96	100
Groceries	98	100	100
Health care	100	99	100
Housing	95	88	100
Transportation	97	99	100
Utilities	98	99	100
Lifestyle & Entertainment	99	100	100
Household Items	99	100	100
Education & Childcare	94	100	100

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Homes For Sale In Oakboro, NC

164 Stonewater Dr Unit 53p

Red Cross, NC

165 Stonewater Dr Unit 3p

Red Cross, NC

Callan Hatley Burris RD

Locust, NC

285 Jaida Ln

Oakboro, NC

Cost Of Living Quick Facts

The cost of living in Oakboro is 1% higher than the North Carolina average
The cost of living in Oakboro is 3% lower than the national average
Oakboro housing is 5% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$97,398	$8,117	$2,272	$2,922
Renters	$54,778	$4,565	$1,278	$1,644

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ansonville, NC	644	85	15.2%
Aquadale, NC	428	84	15.7%
Badin, NC	2,043	85	14.6%
Millingport, NC	460	86	13.6%
Norwood, NC	2,901	90	10.2%
Oakboro, NC	2,263	97	3.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Danville, AR	2,263	82	17.9%
Yale, MI	2,263	85	14.9%
East Missoula, MT	2,263	106	6.1%
Fruitland, NC	2,263	87	13.1%
Deschambault-Grondines, QC	2,263	n/a
Oakboro, NC	2,263	97	3.2%