| Index | Oak Level | Virginia | National |
| Cost of living | 84 | 109 | 100 |
| Goods & Services | 97 | 100 | 100 |
| Groceries | 97 | 101 | 100 |
| Health care | 98 | 99 | 100 |
| Housing | 57 | 130 | 100 |
| Transportation | 88 | 95 | 100 |
| Utilities | 99 | 104 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $29,653 | $2,471 | $692 | $890 |
| Renters | $27,831 | $2,319 | $649 | $835 |
| State | General Sales Tax | With Max Surtax |
| Virginia | 5.3% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Virginia | 2% | 5.75% |
| Item | Oak Level | National avg. | Difference |
| Haircut | $14.00 | $24.26 | 42.3% |
| Beauty Salon | $34.81 | $45.56 | 23.6% |
| Toothpaste | $3.68 | $3.70 | 0.7% |
| Shampoo | $1.30 | $1.28 | 1.5% |
| Movie | $11.00 | $12.13 | 9.3% |
| Bowling | $11.83 | $18.00 | 34.3% |
| Item | Oak Level | National avg. | Difference |
| Ground Beef | $6.12 | $5.84 | 4.8% |
| Fried Chicken | $1.37 | $1.57 | 12.7% |
| Milk | $4.64 | $4.67 | 0.8% |
| Potatoes | $4.99 | $4.93 | 1.0% |
| Pizza | $13.42 | $12.09 | 11.1% |
| Beer | $10.22 | $10.41 | 1.9% |
| Item | Oak Level | National avg. | Difference |
| Optometrist | $124.44 | $125.68 | 1.0% |
| Doctor | $115.83 | $135.78 | 14.7% |
| Dentist | $127.61 | $113.29 | 12.6% |
| Ibuprofen | $10.25 | $10.65 | 3.8% |
| Lipitor | $485.00 | $468.60 | 3.5% |
| Item | Oak Level | National avg. | Difference |
| Home Price | $105,600.00 | $184,700.00 | 42.8% |
| Avg. Mortgage Payment | $1,651.10 | $2,346.69 | 29.6% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Oak Level | National avg. | Difference |
| Gasoline | $3.25 | $3.46 | 6.2% |
| Tire Balancing | $48.39 | $59.92 | 19.2% |
| Item | Oak Level | National avg. | Difference |
| All Electricity | $189.18 | $193.99 | 2.5% |
| Phone | $184.83 | $192.25 | 3.9% |
| City | Population | Cost of Living Index | National Avg. |
| Ferrum, VA | 2,148 | 82 | 18.2% |
| Martinsville, VA | 12,646 | 82 | 17.6% |
| Fieldale, VA | 1,095 | 82 | 17.5% |
| Collinsville, VA | 7,019 | 84 | 15.7% |
| Bassett, VA | 900 | 85 | 15.2% |
| Oak Level, VA | 466 | 84 | 15.8% |
| City | Population | Cost of Living Index | National Avg. |
| Ray, AL | 466 | 98 | 1.9% |
| Reyno, AR | 466 | 75 | 24.6% |
| Menlo, IA | 466 | 78 | 21.7% |
| Plymouth, IA | 466 | 86 | 14.1% |
| Parker, ID | 466 | 108 | 7.6% |
| Oak Level, VA | 466 | 84 | 15.8% |
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