Cost Of Living in Oak Grove, MN

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D

19%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

63%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oak Grove	Minnesota	National
Cost of living	119	100	100
Groceries	101	100	100
Health care	102	100	100
Housing	163	100	100
Transportation	97	100	100
Utilities	104	104	100
Lifestyle & Entertainment	102	100	100
Household Items	99	100	100
Education & Childcare	97	99	100

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Homes For Sale In Oak Grove, MN

20851 Aster Dr NW

Cedar, MN

22618 Zion Pkwy NW

Bethel, MN

21530 Nightingale St NW

Cedar, MN

3255 187th Ln NW

Anoka, MN

Cost Of Living Quick Facts

The cost of living in Oak Grove is 19% higher than the Minnesota average
The cost of living in Oak Grove is 19% higher than the national average
Oak Grove housing is 63% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$164,653	$13,721	$3,842	$4,940
Renters	$77,025	$6,419	$1,797	$2,311

A good indicator of the general affordability of housing in Oak Grove, MN, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Oak Grove, the median monthly income is $164,653 for those who own their own homes. Under the standard rule, that income level would allow for $3,842 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $77,025, per the median income in the area. That would allow for renters to spend up to $1,797 on monthly rental expenses.

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lexington, MN	2,365	101	1.4%
Isanti, MN	6,216	102	2.3%
Bethel, MN	452	104	3.6%
Zimmerman, MN	6,045	104	3.8%
Anoka, MN	17,962	103	3.3%
Oak Grove, MN	9,131	119	19.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
North Kensington, MD	9,130	143	42.9%
Stoneham-et-Tewkesbury, QC	9,130	n/a
Fort Valley, GA	9,127	85	15.3%
Berkeley, MO	9,124	84	16.1%
Olmsted Falls, OH	9,124	94	6.2%
Oak Grove, MN	9,131	119	19.3%